Owners consistently name the solid, no-cost colours - especially white - as having noticeably less paint on them than the metallic options. If you took the standard colour, the case for protecting it is stronger, not weaker.
One owner described a stone chip on a front wheel arch trebling in size as they watched, and characterised the paint as thin and not well adhered. A chip that spreads is a different problem to a chip that sits there, and it needs sealing quickly before it lifts further.
Excessive stone chipping on the bonnet is the single most repeated MG complaint. It is the largest forward-facing panel and, on these cars, one of the least well protected from the factory.
Owners report paint damage being attributed to their driving rather than to the finish, with claims declined - in at least one case despite an independent body shop disagreeing. Worth knowing that the cost of this is likely to land with you.
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